Located in the heart of West Bergholt on a corner plot with
a wrap-around garden is this extended well-presented detached five bedroom
family home.
NO ONWARD CHAIN
Offering good sized versatile accommodation across both
floors, the house boasts a large living room with open fire, a fitted kitchen, a
separate dining room, downstairs cloakroom, five bedrooms, one en-suite, a
family bathroom a garage and south-facing rear garden.
Entering the house from the front door brings you into a large
red-tiled porch before stepping into the hallway. Hidden away off the porch is a
utility cupboard for housing the washing machine and tumble drier. Walking anti-clockwise
from the hallway you enter the fitted kitchen, with an external door to the driveway
– then through to a separate dining room which features patio doors onto
decking in the rear garden… from the dining room you can enter the large lounge,
with dual aspect windows, then in the far corner a door brings you back into the
hallway. The downstairs cloakroom sits at the bottom of the stairs.
Upstairs are five good sized bedrooms – all varying in size with
four of them doubles. The double bedroom above the garage features an en-suite
shower room. The three piece family bathroom, with integrated shower completes the
accommodation on this floor.
The rear garden is home to a couple of trees which bring
good shade to the south-facing decking and lawn. Double gates allow access from
the drive to the rear garden and the garage provides excellent storage or
perhaps the option to create a separate office or studio with water and power
in situ.
PROPERTY DETAILS
Internal accommodation: 149.8 sq. metres (1612.5 sq. feet)
Lounge: 3.84m x 5.36m (12’7” x 17’7”)
Kitchen: 2.76m x 3.34m (9’0” x 10’11”)
Dining room: 3.17m x 3.34m (10’5” x 10’11”)
Bedroom one: 4.21m x 4.12m (13’10” x 13’6”)
En-suite:
2.12m x 1.78m (7’0” x 5’10”)
Bedroom two: 4.09m x 3.04m (13’5” x 10’0”)
Bedroom three: 2.63m x 2.79m (8’7” x 9’2”)
Bedroom four: 3.00m x 2.12m (9’10” x 6’11”)
Bedroom five: 2.30m x 3.35m (7’6” x 11’0”)
Bathroom: 2.30m x 1.86m (7’6” x 6’1”)
Garage: 4.94m x 2.88m (16’3” x 9’6”)
EPC rating: D - 63 (potential C - 77)
Council Tax Band: D (£2,107.00 pa)
West Bergholt, to the northwest of Colchester, is one of city’s most attractive local villages. The village is serviced by two public houses (Queens Head and The White Hart), a fish n chip shop, a tandoori takeaway, its own doctors’ surgery, a pharmacy, an independent and Co op stores plus a post office. Access to the A12 is nearby and both Colchester North Station (1.81 mi) and Marks Tey stations (3.87 mi) offer mainline links to London Liverpool Street. Local schools include Heathlands Church of England Voluntary Controlled Primary School (0.35 mi), Braiswick Primary School (1.02 mi), Holmwood House School (private school) (1.47 mi) and Holmwood House Nursery School (1.8 mi).
Please contact James Leigh Property Management to arrange a viewing.
Tenure : Freehold
Council Tax Band : D
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Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
Tax Band | % | Taxable Sum | Tax |
less than £125k | 0 | ||
£125k to £250k | 2 | ||
£250k to £925k | 5 | ||
£925k to £1.5m | 10 | ||
rest over £1.5m | 12 |
Tax Band | % | Taxable Sum | Tax |
less than £125k | 3 | ||
£125k to £250k | 5 | ||
£250k to £925k | 8 | ||
£925k to £1.5m | 13 | ||
rest over £1.5m | 15 |
Tax Band | % | Taxable Sum | Tax |
less than £300k | 0(2/5)* | ||
£300k to £500k | 5 | ||
£500k to £925k | 5 | ||
£925k to £1.5m | 10 | ||
rest over £1.5m | 12 |
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